The paycheck calculator for every state
See your 2026 take-home pay after federal, state and local taxes — built on the IRS's own withholding tables and checked against official state sources.
- Take-home$1,938.08
- Federal tax$193.08
- Social Security$143.08
- Medicare$33.46
| Per paycheck | Per 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income taxIRS Pub. 15-T, 2026 | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare (1.45%) | -$33.46 | -$870 |
| Texas income taxNo state income tax on wages | $0.00 | $0 |
| Take-home pay | $1,938.08 | $50,390 |
Estimate for tax year 2026 using IRS Publication 15-T and state rates; your employer’s actual withholding may differ slightly. Not tax advice.
Where a paycheck goes furthest
Take-home pay on a $75,000 salary for a single filer, by state. 9 states have no tax on wages, so Alaska and its peers keep about $61,593 — versus $55,417 in Oregon. Click any state for its full breakdown.
- AK $62k
- ME $58k
- WI $59k
- VT $59k
- NH $62k
- WA $61k
- ID $58k
- MT $59k
- ND $61k
- MN $58k
- IL $58k
- MI $59k
- NY $58k
- MA $58k
- OR $55k
- NV $62k
- WY $62k
- SD $62k
- IA $59k
- IN $59k
- OH $60k
- PA $59k
- NJ $59k
- CT $59k
- RI $59k
- CA $58k
- UT $58k
- CO $59k
- NE $59k
- MO $59k
- KY $59k
- WV $59k
- VA $58k
- MD $58k
- DE $58k
- AZ $60k
- NM $59k
- KS $58k
- AR $59k
- TN $62k
- NC $59k
- SC $59k
- DC $58k
- OK $59k
- LA $60k
- MS $59k
- AL $58k
- GA $58k
- HI $57k
- TX $62k
- FL $62k
Find your state
Search or filter by tax type. Each card shows take-home pay on a $75,000 salary and the state's income tax rate.
- Alabama$58,1082%–5%#41 of 51
- Alaska$61,593No income tax#1 of 51
- Arizona$60,1202.5% flat#11 of 51
- Arkansas$59,3052%–3.7%#18 of 51
- California$57,8431%–13.3%#44 of 51
- Colorado$58,6714.4% flat#30 of 51
- Connecticut$58,6682%–6.99%#31 of 51
- Delaware$57,6842.2%–6.6%#49 of 51
- District of Columbia$58,1644%–10.75%#40 of 51
- Florida$61,593No income tax#1 of 51
- Georgia$58,4494.99% flat#37 of 51
- Hawaii$57,3211.4%–11%#50 of 51
- Idaho$58,4715.3% flat#36 of 51
- Illinois$58,0254.95% flat#43 of 51
- Indiana$59,4102.95% flat#15 of 51
- Iowa$59,3943.8% flat#16 of 51
- Kansas$58,2075.2%–5.58%#39 of 51
- Kentucky$59,0853.5% flat#23 of 51
- Louisiana$59,7293% flat#13 of 51
- Maine$57,8335.8%–9.15%#45 of 51
- Maryland$58,3942%–6.5%#38 of 51
- Massachusetts$57,7185%–9%#47 of 51
- Michigan$58,6564.25% flat#32 of 51
- Minnesota$57,6865.35%–9.85%#48 of 51
- Mississippi$59,3254% flat#17 of 51
- Missouri$59,0052%–4.7%#26 of 51
- Montana$58,7164.7%–5.65%#28 of 51
- Nebraska$59,0602.46%–4.55%#24 of 51
- Nevada$61,593No income tax#1 of 51
- New Hampshire$61,593No income tax#1 of 51
- New Jersey$58,6821.4%–10.75%#29 of 51
- New Mexico$59,2331.5%–5.9%#20 of 51
- New York$57,7843.9%–10.9%#46 of 51
- North Carolina$59,1093.99% flat#22 of 51
- North Dakota$61,4111.95%–2.5%#9 of 51
- Ohio$59,9802.75% flat#12 of 51
- Oklahoma$58,7632.5%–4.5%#27 of 51
- Oregon$55,4174.75%–9.9%#51 of 51
- Pennsylvania$59,2903.07% flat#19 of 51
- Rhode Island$58,5723.75%–5.99%#34 of 51
- South Carolina$59,4331.99%–5.21%#14 of 51
- South Dakota$61,593No income tax#1 of 51
- Tennessee$61,593No income tax#1 of 51
- Texas$61,593No income tax#1 of 51
- Utah$58,4834.45% flat#35 of 51
- Vermont$59,1093.35%–8.75%#21 of 51
- Virginia$58,0942%–5.75%#42 of 51
- Washington$60,552No income tax#10 of 51
- West Virginia$59,0472.11%–4.58%#25 of 51
- Wisconsin$58,6493.5%–7.65%#33 of 51
- Wyoming$61,593No income tax#1 of 51
See all states ranked by take-home pay → · Salary after tax by state →
Popular salary calculations
- $40,000 in Texas
- $40,000 in California
- $40,000 in New York
- $40,000 in Florida
- $60,000 in Texas
- $60,000 in California
- $60,000 in New York
- $60,000 in Florida
- $75,000 in Texas
- $75,000 in California
- $75,000 in New York
- $75,000 in Florida
- $100,000 in Texas
- $100,000 in California
- $100,000 in New York
- $100,000 in Florida
2026 paycheck tax numbers at a glance
Every paycheck in the United States starts with the same federal rules, then a state layer on top. These are the 2026 figures the calculator uses, from IRS Publication 15-T and Social Security Administration announcements.
| Item | 2026 figure | What it means for your paycheck |
|---|---|---|
| Social Security tax | 6.2% up to $184,500 | Taken from each paycheck until your year-to-date wages pass the base. Shown as OASDI. |
| Medicare tax | 1.45% of all wages (+0.9% over $200,000) | No cap. Shown as MED or MED EE. |
| Standard deduction | $16,100 single · $32,200 joint · $24,150 head of household | Built into federal withholding tables before brackets apply. |
| Bonus withholding | 22% flat (37% over $1 million) | Applies to bonuses paid separately from regular pay. |
| States with no wage tax | 9 | Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. |
Not sure what a line on your stub means? See what FICA EE and other pay stub codes mean, what FITW is and what MED EE is.
Salary after tax in the biggest states
A quick comparison of yearly take-home pay for a single filer (no pre-tax deductions, no local taxes). For your exact number use the calculator above, or open a state page for biweekly, monthly and hourly figures.
| State | $50,000 salary | $75,000 salary | $100,000 salary |
|---|---|---|---|
| Texas | $42,355 | $61,593 | $79,180 |
| Florida | $42,355 | $61,593 | $79,180 |
| California | $40,665 | $57,843 | $72,825 |
| New York | $40,005 | $57,784 | $73,877 |
| Illinois | $40,025 | $58,025 | $74,375 |
| Pennsylvania | $40,820 | $59,290 | $76,110 |
More paycheck calculators
Hourly paycheck calculator
Weekly, biweekly and monthly pay from an hourly wage.
Hourly wage after tax chart
$12 to $100 an hour: take-home pay in every state.
Overtime pay calculator
Time-and-a-half pay and the overtime you keep.
Bonus tax calculator
Flat 22% vs aggregate withholding on a bonus.
Reverse paycheck calculator
Find the gross pay needed for a take-home target.
Pay stub decoder
Click FICA EE, FITW, YTD and more on a sample stub.
Research and original data
2026 take-home pay study
Where $75,000 goes furthest across all 50 states and DC, effective tax rates at three salaries, and rankings after cost of living.
What a raise really pays
How much of a $5,000 raise you keep in every state, from the lowest to the highest marginal tax rates.
No-income-tax states compared
The nine states that do not tax wages and what they cost you in other ways.
How to use the paycheck calculator
- Enter your pay. Choose salary or hourly, and how often you are paid (weekly, biweekly, semi-monthly or monthly).
- Pick your state. Some states add local tax (for example New York City, Maryland counties, Indiana counties, Ohio and Pennsylvania cities) or payroll programs like disability and paid family leave.
- Add your W-4 and benefits. Filing status, dependents, 401(k), HSA and health premiums change both your tax and your take-home pay.
- Read the breakdown and share it. See gross pay, each tax and net pay per paycheck and per year, then copy the link to share the exact result.
Who it is for
Employees comparing a job offer in two states, workers checking that their pay stub is right, people planning a raise or a move, and freelancers who want to see the difference between an employee paycheck and self-employment. It is a free paycheck tax calculator, so there is nothing to install or sign up for, and the numbers you type never leave your browser.
Why paychecks differ from any calculator
Payroll systems round differently, apply year-to-date wage caps, handle bonuses as separate payments and may treat some benefits differently. Use the result as a close estimate and compare it with your actual stub; the methodology page lists exactly what is and is not modeled.
Guides: understand every line of your paycheck
How paycheck taxes work
Every deduction from gross to net pay, explained step by step with a worked example.
2026 federal tax brackets
Brackets for every filing status, standard deductions, Social Security and Medicare limits.
W-4 guide
Step-by-step help with each W-4 section, multiple jobs, dependents and extra withholding.
Pre-tax deductions
What each pre-tax benefit saves, 2026 limits, and where states differ from federal rules.
Overtime & taxes
Why overtime is not taxed at a higher rate, the new overtime deduction and state daily-overtime rules.
Bonus tax
The 22% flat rate, the aggregate method, the $1M rule and why withholding is not your final tax.
How we calculate
IRS-based federal tax
Federal withholding follows Publication 15-T (2026), Worksheet 1A, including W-4 Steps 2–4 — the same method payroll software uses.
Sourced state data
Every state, local and payroll figure is stored with its source and review date, and official agency figures are used wherever we could reach them.
Tested engine
The calculator is checked against IRS hand calculations, and every release runs an automated audit of the data and pages.
Read the full methodology, see our editorial policy, or explore how paycheck taxes work.
Frequently asked questions
How is take-home pay calculated?
We start with gross pay, subtract pre-tax deductions, then apply federal income tax withholding using the IRS Publication 15-T percentage method, Social Security (6.2%) and Medicare (1.45%), then state and local taxes and any state disability or paid-leave premiums.
Which tax year do you use?
Tax year 2026: federal brackets from IRS Rev. Proc. 2025-32 and withholding tables from Publication 15-T (2026), with a Social Security wage base of $184,500.
Which states have no income tax?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wage income in 2026.
Why might my real paycheck differ?
Employers may use a different withholding method, and your W-4, benefits, garnishments or local rules may not be modeled here. Treat the result as a close estimate, not a payroll record.
What is the difference between gross pay and net pay?
Gross pay is what you earn before anything is taken out. Net pay, or take-home pay, is what reaches your bank account after federal, state and local taxes, FICA and deductions such as 401(k) and health insurance.
Why is my biweekly paycheck different from my monthly figure divided by two?
Biweekly pay has 26 checks a year and semi-monthly has 24, so each check is a different share of your annual pay. Two months a year have three biweekly paychecks.
Does this calculator work for hourly pay and overtime?
Yes. Choose Hourly, enter your rate, weekly hours and overtime hours. Overtime is paid at 1.5 times your rate by default and taxed as ordinary income.
Are bonuses taxed at a higher rate?
Bonuses paid separately are usually withheld at a flat 22% federal rate, but your actual tax is settled when you file. See our bonus tax guide.
Is this a paycheck calculator or a paycheck tax calculator?
Both. Enter your pay and state and it works out the taxes withheld (federal, Social Security, Medicare, state and local) and the take-home pay left over, so you can use it as a tax paycheck calculator or a take-home pay calculator.
Is this a wage calculator too?
Yes. Enter an hourly wage instead of a salary, add any overtime hours, and it converts your wage into weekly, biweekly, monthly and annual pay before showing the same full tax breakdown.
Can I enter post-tax deductions like a Roth 401(k) or garnishment?
Yes, under "Deductions & W-4 options" there is a per-paycheck field for any post-tax deduction — a Roth contribution, wage garnishment, union dues or similar — which reduces take-home pay without changing taxable wages.
What is FICA EE on my pay stub?
FICA EE is the employee share of Social Security (6.2%) and Medicare (1.45%) tax. Our pay stub abbreviations guide explains every code on a typical stub.
Is the calculator free?
Yes. It is free, needs no sign-up, and runs in your browser — your salary is never sent to our servers.